When an individual or family's financial security is threatened because of a serious illness, critical illness insurance can provide support to help keep a financial future on track. A relatively new product, critical illness insurance is intended to provide benefits that can fill the financial gaps that traditional health or medical expense insurance does not cover when a serious or life-threatening condition strikes.

This course provides a comprehensive understanding of this important supplementary health insurance coverage, as it's becoming ever more popular as employers rework their health insurance benefit plans, as consumers bear ever greater amounts of their health care costs, and as the rates of surviving life-threatening illnesses continue to rise.

Upon conclusion of this course, students will be able to:

• describe the basics of the critical illness insurance product 
  
• understand why CII appeals to both individuals and employers
  
• identify the features and options commonly available under critical illness policies
  
• explain how CII policies determine and pay benefits 
  
• cite the limitations of critical illness insurance
  
• know how to position and present critical illness insurance

Life and health insurance producers; financial planners and advisors.