Few issues are more compelling than the need for long-term care. As our population ages, and as more and more people live longer in their retirement years, ever-larger numbers will be forced to confront this issue. The question is, will they be prepared? Are you, as a producer or financial advisor, ready and able to counsel your clients and prospects on long-term care and the options available for funding and delivering that care?

This course offers a comprehensive study of long-term care and long-term care insurance. Designed to meet Wisconsin's 8-hour training requirement for licensed producers who sell long-term care insurance, the course covers the nature of long-term care, available long-term care services and providers, long-term care insurance products, government-sponsored health care options (including Medicaid), partnership programs, alternative LTC funding options, and the ethical and suitability issues associated with long-term care products and policies. The course concludes with a chapter on Wisconsin's Medicaid and LTC partnership programs.

Important Note: Please verify you have the proper license before ordering and completing this course.

Upon conclusion of this course, students will be able to:

• describe the conditions that have led to the growing need for long-term care
• explain the types of LTC providers and the services they offer
• demonstrate an understanding of the options and limitations of Medicare and Medicaid for paying for long-term care
• outline and define the purpose, function, and application of long-term care insurance
• identify the provisions and features found in long-term care insurance policies
• explain the fundamentals of LTC partnership programs and the requirements for LTCI policies that are sold with these programs
• demonstrate an understanding of the ethics and suitability issues that surround the sale of LTC insurance
• explain the basics of Wisconsin Medicaid and the state's LTC partnership program