Insurance plays a vital role in our society. The primary purpose of insurance—whether life or health—is to transfer a known financial risk to an insurance company in exchange for premium payments. Through life and health insurance, individuals and families are assured that any financial losses that occur should these risks materialize will, at least in part, be restored.  

This course provides a broad overview of how life and health insurance can be used to mitigate the risks that clients face every day and provide important financial protection throughout their lives.

Upon completion of this course, students will be able to:

• understand how insurance can be used as a risk management tool
• select the appropriate life insurance for clients
• recognize how to use insurance to manage the impact of death, illness, disability, and long-term care