WebCE Support Services Hours for October 8th, 2026

WebCE Support Services phone and chat will be closed today from 3:30 p.m. to 7:00 p.m. CST for internal training. We will resume normal business hours on Friday October 9th, 2026. 

All website services will remain available with no interruptions. We apologize for any inconvenience.

Annuities: Definitions, Suitability and Riders

Overview

Annuities were initially designed to liquidate a principal sum over a lifetime. Now, they are often purchased for their accumulation benefits and are integral to financial plans. This course covers the concept of annuities, their types (fixed, indexed, variable), and the mechanics of their accumulation and payout phases. It also discusses settlement options, tax treatment, and suitability standards.

Find this course for your license


License or Certification 

 

Regulator 

 

Type 

 



Learning Objectives

  • cite the advantages of an annuity 
  • detail how variable, fixed ,and indexed  annuities work
  • demonstrate how interest is credited with annuities 
  • explain the benefits of tax deferral using annuities
  • discuss annuity taxation with respect to cash values, withdrawals and periodic payments
  • outline for owners the annuity tools available  to help manage volatility


Designed For:

Life and health insurance producers and finance professionals




Course Information

Adding additional credit may change exam requirements.