State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24 month period following the completion of the initial training.

Additional Information

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Additional Information

The license term is every 2 years ending on the last day of the licensee's birth month after the licensee has been licensed 24 months.

Florida agent and adjuster licenses are perpetual, but will expire if it goes for more than 48 months without an appointment. Failure to complete continuing education requirements may result in cancellation of an appointment that could lead to termination of the license.

Up to 24 hours of excess CE can be carried over to the next license term. 5-Hour Law and Ethics Update courses will be carried over as their respective categories. Courses carried forward will not be counted as duplicate if taken 2 calendar years after the initial completion date.

You cannot repeat the same course within 2 years from the original course completion date.

Online self-study course.

Self-Study Requirements: As a self-study provider approved by the Florida Department of Financial Services (FLDFS), WebCE is required to ensure students fully complete a course for the credit hours approved to continue to be in compliance with Rule 69B-228 of Florida Administrative Code. Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking a closed-book final exam.

Producers and adjusters may take any course approved for CE by the Florida Department of Financial Services. All WebCE courses have a course level of intermediate or advanced.

The 5-hour Law and Ethics Update course must only be completed for one of the Florida insurance licenses you hold. Customer Representatives and Limited Customer Representatives must complete the 5-hour Law and Ethics Update course for the 220 line of authority.

Public adjusters may only complete courses approved for public adjusters.

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have unlimited retakes but the exam questions will be different each time.

Exam Proctor Requirements: Exams are closed-book and do not require a monitor.

Self-Study Final Exam: 70%

WebCE provides online, printable certificates of completion in Florida. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 2 years.

Twice-a-Day Reporting: WebCE reports course completions to the Florida Department of Financial Services twice every business day.

Non-residents who satisfy the LTC training requirements of another state that are similar to Florida's law will be deemed compliant for Florida's requirement.

• Non-resident producers who meet their home state CE requirement are exempt from the FL CE requirement.
• Non-resident adjusters who meet their home state CE requirement are exempt from the FL CE requirement.
• Non-resident title agents must meet the FL CE requirement.

For a list of reciprocating states for non-resident licensing click here.

Licensees are exempt from CE requirements if one of the following is true:

• Individuals with a limited lines license that an exam is not required.
• Individuals with any of the following limited licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agent.
• Individuals who are officials or employees of a government entity and whose job description requires them to say current on insurance issues. Request for approval from the Florida Department of Financial Services is required.
• Agents who meet the CE requirements in their home state will be exempt form the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database.
• Adjusters who meet the CE requirements in their home state which reciprocates with FL or, if not licensed in their home state, in another nonresident state that reciprocates with FL meets the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database. For a complete list of reciprocating states click here.