Florida Insurance Continuing Education Requirements

The license term is every 2 years ending on the last day of the licensee's birth month after the licensee has been licensed 24 months. For example:

• Licensed - July 11, 2012
  Birth Month - June
  Compliance start date - July 1, 2013
  Due date - June 30, 2015


• Licensed - July 11, 2013
  Birth Month - November
  Compliance start date - December 1, 2013
  Due date - November 30, 2015


• Licensed - July 11, 2013
  Birth Month - July
  Compliance start date - August 1, 2013
  Due date - July 31, 2015           

License Renewal Process

Florida agent and adjuster licenses are perpetual, but will expire if it goes for more than 48 months without an appointment. Failure to complete continuing education requirements may result in cancellation of an appointment that could lead to termination of the license.

Exams are closed book. Producers are allowed to retake the exam as many times as needed to pass; the exam questions will be different each time.

Self-study insurance continuing education final exams are closed-book and do not require a monitor.

Self-Study Final Exam: 70%

Up to 24 hours of excess CE can be carried over to the next license term. 5-Hour Law and Ethics Update courses will be carried over as their respective categories. Courses carried forward will not be counted as duplicate if taken 2 calendar years after the initial completion date.

*Effective April 12, 2017: You cannot complete the same course within 2 years from the original course completion date.

WebCE provides online, printable certificates of completion in Florida. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.

Twice-a-Day Reporting: WebCE reports course completions to the Florida Department of Financial Services twice every business day.

Online self-study course.

Self-Study Requirements: As a self-study provider approved by the Florida Department of Financial Services (FLDFS), WebCE is required to ensure students fully complete a course for the credit hours approved to continue to be in compliance with Rule 69B-228 of Florida Administrative Code. Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking a closed-book final exam.

Producers and adjusters may take any course approved for CE by the Florida Department of Financial Services. All WebCE courses have a course level of intermediate or advanced.

5-Hour Law and Ethics

The 5-hour Law and Ethics Update course must only be completed for one of the Florida insurance licenses you hold. Customer Representatives and Limited Customer Representatives must complete the 5-hour Law and Ethics Update course for the 220 line of authority.

Public Adjusters

Public adjusters may only complete courses approved for public adjusters.

Title Agents

Title agents may only complete courses approved for title agents.

• Non-resident producers who meet their home state CE requirement are exempt from the FL CE requirement.
• Non-resident adjusters who meet their home state CE requirement are exempt from the FL CE requirement.
• Non-resident title agents must meet the FL CE requirement.

For a list of reciprocating states for non-resident licensing click here.