Montana Property / Casualty Insurance CE Courses

Producers & Adjusters

24 CE hours total, including:

• Ethics: 3 CE hours
• Montana Legislative Changes: 1 CE hour

Limited Lines

5 CE hours total, including:

• Montana Legislative Changes: 1 CE hour

Limited Lines

All other hours can be in insurance law, ethics, or topics specific to surety bail bonds, prepaid legal insurance, or limited lines credit insurance.

Licensees may take courses in any line of authority. (Limited lines credit only is an exception to this rule; see Subject Area Requirement above)

The last day of the licensee's birth month, every 2 years, based on odd/even birth year.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Montana law will be deemed compliant with this requirement.

Annuity Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months, following the initial training requirement.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Montana's law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

Pet Insurance
Hours: 2
Frequency: One-time training must be complete prior to selling pet insurance.

All insurance producers selling pet insurance policies must receive at least (2) hour of continuing education related to the selling of pet insurance as part of their continuing education requirement every license term.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Montana's law will be compliant with the requirement.

Pet Insurnace Training Information

Excess CE hours are not allowed to be carried forward to the next 2-year license term.

Resident licensees do not renew their license. The licensee must complete their CE requirements on or before the license expiration date in order to maintain a valid insurance license. To renew your resident adjuster, consultant or surplus lines license, please visit www.NIPR.com.

• WebCE courses are classified as online self-study courses.
• Students must read the course material for each course before attempting a final exam.
• Self-study exams are closed-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Immediately upon course completion to State-Based Systems (SBS)

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep a copy of each certificate of completion in his or her files for 3 years.

• Nonresident producers who have completed their CE requirements in their home state and remain in good standing are not subject to Montana’s CE requirements. All nonresidents must submit a letter of certification from their home state to the Montana Commissioner of Securities and Insurance stating that they are in compliance. If the producers home state does not have a CE requirement the producer is subject to Montana’s CE requirement. Montana nonresident producers must submit the renewal compliance form sent to them by the state prior to the license expiration date.
• Non-resident adjusters are not required to completed the Montana CE requirements as long as the adjuster home state requires individuals to complete CE. If the home state does not have a CE requirements, adjusters will be required to meet Montana's CE requirement or another licensed state that requires CE.

Licensees are exempt from CE requirements if one of following is true:

• The licensee holds a temporary license.
• The licensee has been otherwise exempted by the Montana commissioner.