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Rhode Island Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 631

View Transcript

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What are the Insurance Continuing Education requirements for Rhode Island?

Producers & Adjusters

24 CE hours total, including:

Ethics: 3 CE hours

NEW: Adjusters with a license expiration date of 2026 and after will be required to complete CE prior to renewal.

Are there any course approval restrictions for Rhode Island Insurance CE?

Licensees must take courses in license type held.

When does Rhode Island Insurance CE have to be completed?

The last day of the producer’s birth month, every 2 years.

Can Insurance CE courses be repeated?

Courses cannot be repeated more than once in a 2 year license term.

What are the Annuity Training requirements for Rhode Island?

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Rhode Island law will be deemed compliant with this requirement.

Annuity Training Information

What are the Long-Term Care Training requirements for Rhode Island?

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-month period, following the initial training requirement.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Rhode Island's law will be compliant with the requirement.

LTC Training Information

What are the Flood Training requirements for Rhode Island?

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

Can Insurance CE course hours carry over to the next renewal cycle?

A maximum of 12 hours may be carried over to the next renewal period. Excess ethics hours will be carried over as general hours.

What is the Rhode Island Insurance license renewal process?

Electronic renewals will be available 90 days prior to the expiration date.
Continuing Education requirements must be met prior to submission of a renewal application.
Complete renewal application and submit fees.

Renew online

What are the WebCE Rhode Island Insurance CE course requirements?

WebCE courses are classified as online self-study courses.
Students must read the course material and answer each set of end-of-chapter quizzes with a score of 70 percent before attempting a final exam.
Self-study exams are open-book and do not require a monitor.
Final exam passing score: 70%
If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

What is the access period for WebCE Rhode Island Insurance CE courses?

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

How often does WebCE report Rhode Island Insurance CE course completions?

Immediately upon course completion to State-Based Systems (SBS)

Does WebCE supply a certificate of completion for Rhode Island Insurance CE courses?

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees are required to maintain a copy of each certificate of completion in his or her files.

What are the Rhode Island Insurance CE requirements for non-residents?

Non-resident licensees who meet CE requirements in their home state are not required to meet Rhode Island CE requirements.

Are there any CE exemptions?

The following are exempt from Rhode Island CE requirements:

Residents holding licenses for which a licensing examination is not required.
Limited line credit insurance licensees
Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse.
Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal.

Does Rhode Island require any workplace compliance training?

Per state regulations, companies are required to provide training to employees for the topics below. WebCE courses can be used to satisfy the training by itself, or in some cases, can include CE credits for your insurance license renewal.

As clarified by FinCEN’s final rulings, the USA PATRIOT Act stipulates that financial services companies involved in the sale of covered products maintain an ongoing training program for all associates who are involved in any sale and administration of covered products. Please consult your firm on how to report WebCE courses for this training.

Additional Information

Who to contact for additional questions

Rhode Island Department of Business Regulation

Phone: 401-462-9520
Email: [email protected]
Website: www.dbr.ri.gov

This information is based on state laws and regulations and is subject to change. WebCE makes every effort to make sure this information is current and accurate, however, WebCE is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein. We urge you to check with your state's licensing department for complete and current information about its licensing rules and requirements.

Last reviewed on 9/23/2026

Rhode Island Life / Health Insurance CE State Requirements

Course Completion Reporting: Course completions are reported to SBS, immediately after completion. View CE Transcript.

Filing Fee: SBS charges a fee of $1.50 per hour to report your credit hours. This will be added to your order total.

View Full Requirements

Rhode Island Life / Health Insurance CE Courses

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RI Health Insurance Basics CE Package 3-Hr Ethics, 21-Hr L/H

24.0 $49.95

RI Life & Health with Initial Product Training CE Package 4-Hr Ethics, 20-Hr L/H

24.0 $49.95

RI Life & Health with On-going Product Training CE Package 6-Hr Ethics, 18-Hr L/H

24.0 $49.95

RI Life Insurance Basics CE Package 3-Hr Ethics, 21-Hr L/H

24.0 $49.95

RI Medicare CE Package 3-Hr Ethics, 21-Hr L/H

24.0 $49.95

RI Retirement & Senior Needs Planning CE Package 3-Hr Ethics, 21-Hr L/H

24.0 $49.95

Ethics HoursPrice

Developing a Client-Centered Code of Ethics

3.0 $13.95

Ethical Business Practices: Diversity, Equity, and Inclusion

1.0 $12.95

Ethical Communication Strategies for Working with Seniors new!

4.0 $13.95

Ethically Serving Seniors with Diminished Capacity

3.0 $13.95

Ethics and Seniors: Understanding the Mature Market

3.0 $13.95

Ethics and the Trust Factor

3.0 $13.95

Ethics for Producers: Cases and Comments

3.0 $13.95

Ethics for the Insurance Services Practitioner

6.0 $17.95

Insurance Regulation and Consumer Protection

6.0 $17.95

Life and Health Insurance Essentials 3-Hr Ethics, 21-Hr L&H

24.0 $49.95

Maximizing Integrity in Decisions with Seniors

5.0 $14.95

Protecting Seniors: Ethical Practices in the Medicare Market

3.0 $13.95

Senior Market Sales Ethics

3.0 $14.95

Senior Needs Planning 2-Hr Ethics, 13-Hr L&H

15.0 $36.95

Product Training HoursPrice

4-Hour Annuity Suitability and Best Interest Standards

4.0 $19.95

4-Hour Long-Term Care Review

4.0 $19.95

Long-Term Care 4-Hour Training

4.0 $19.95

Long-Term Care: Programs, Policies, and Partnerships

8.0 $19.95

Anti-Money Laundering HoursPrice

AML Practices for the Insurance Producer: Recognizing Red Flags

2.0 $12.95

Anti-Money Laundering for the Insurance Industry

4.0 $13.95

Business Planning HoursPrice

401(k) Plans

5.0 $14.95

Critical Illness Insurance

4.0 $13.95

Deferred Income Annuities and QLACs

3.0 $13.95

Disability Income Insurance

3.0 $13.95

Estate Planning Techniques for Small Business Owners

5.0 $14.95

Group Life Insurance

3.0 $13.95

Health Reimbursement Arrangements: QSEHRAs, ICHRAs, and EBHRAs

3.0 $13.95

Health Savings Accounts

2.0 $12.95

Healthcare Options: HSAs, FSAs, HDHPs, QSEHRAs

4.0 $13.95

Life Insurance for Businesses

4.0 $13.95

Life Insurance Strategies for Small Businesses

12.0 $35.95

Medicare Coordination with Employer Health Plans

4.0 $13.95

Survey of Employee Benefits

12.0 $35.95

Financial & Estate Planning HoursPrice

401(k) Plans

5.0 $14.95

Distribution Planning

13.0 $38.95

Estate Planning Techniques for Small Business Owners

5.0 $14.95

Financial Planning for Today's Consumer

12.0 $35.95

Fundamentals of Estate Planning

10.0 $29.95

How to Structure an Annuity Contract

4.0 $13.95

Individual Retirement Accounts

5.0 $14.95

Inherited IRAs and Beneficiary Designations

4.0 $13.95

Insurance for Estate Planning

5.0 $14.95

IRA Rollovers

6.0 $17.95

Irrevocable Life Insurance Trusts

6.0 $17.95

Life Insurance Ownership and Beneficiary Designations

9.0 $26.95

Living Benefits of Life Insurance

6.0 $17.95

Living Trusts and Avoiding Probate

5.0 $14.95

Overview of Mutual Funds new!

3.0 $13.95

Personal Life Insurance Planning

5.0 $14.95

Personal Life Insurance Planning: Mistakes to Avoid

3.0 $13.95

Principles of Wealth Management

6.0 $17.95

Social Security Disability Planning

3.0 $13.95

Social Security Strategies

5.0 $14.95

Health & Long-Term Care HoursPrice

4-Hour Long-Term Care Review

4.0 $19.95

ACA and the Basics of Health Insurance Exchanges

4.0 $13.95

Critical Illness Insurance

4.0 $13.95

Disability Income Insurance

3.0 $13.95

Health and Accident Insurance

5.0 $14.95

Health Insurance Programs for Seniors

6.0 $17.95

Health Reimbursement Arrangements: QSEHRAs, ICHRAs, and EBHRAs

3.0 $13.95

Health Savings Accounts

2.0 $12.95

Healthcare Options: HSAs, FSAs, HDHPs, QSEHRAs

4.0 $13.95

Hybrid Long-Term Care Insurance Products

7.0 $20.95

Life & Health Insurance Law

4.0 $13.95

Life & Health Insurance Principles

8.0 $23.95

Life and Health Insurance Essentials 3-Hr Ethics, 21-Hr L&H

24.0 $49.95

Long-Term Care 4-Hour Training

4.0 $19.95

Long-Term Care: Programs, Policies, and Partnerships

8.0 $19.95

Social Security Disability Planning

3.0 $13.95

Life & Annuities HoursPrice

4-Hour Annuity Suitability and Best Interest Standards

4.0 $19.95

Annuities: Definitions, Suitability and Riders

8.0 $23.95

Avoiding Penalties on Annuity Withdrawals

2.0 $12.95

Deferred Income Annuities and QLACs

3.0 $13.95

Final Expense Insurance

3.0 $13.95

Fixed Annuities

8.0 $23.95

Group Life Insurance

3.0 $13.95

Guaranteed Living Benefits for Variable Annuities

8.0 $23.95

How to Structure an Annuity Contract

4.0 $13.95

Indexed Annuities

12.0 $35.95

Introduction to Indexed Products

10.0 $29.95

Introduction to Life Insurance

4.0 $13.95

Irrevocable Life Insurance Trusts

6.0 $17.95

Life & Health Insurance Law

4.0 $13.95

Life & Health Insurance Principles

8.0 $23.95

Life and Health Insurance Essentials 3-Hr Ethics, 21-Hr L&H

24.0 $49.95

Life Insurance Concepts

8.0 $23.95

Life Insurance for Businesses

4.0 $13.95

Life Insurance Ownership and Beneficiary Designations

9.0 $26.95

Life Insurance Policies

4.0 $13.95

Life Insurance Riders: Accelerated Death Benefits and Long-Term Care

2.0 $12.95

Life Insurance Strategies for Small Businesses

12.0 $35.95

Life Insurance Underwriting

5.0 $14.95

Living Benefits of Life Insurance

6.0 $17.95

Personal Life Insurance Planning

5.0 $14.95

Personal Life Insurance Planning: Mistakes to Avoid

3.0 $13.95

Pre-Need Planning

4.0 $13.95

Section 1035 Exchanges

4.0 $13.95

Taxation of Life Insurance and Annuities

8.0 $23.95

Term Life Insurance

3.0 $13.95

The Life Insurance Policy Contract coming soon!

6.0

Universal Life Insurance

4.0 $13.95

Using Annuities for Retirement Income

4.0 $13.95

Variable Universal Life

4.0 $13.95

Medicare & Senior Health HoursPrice

Health Insurance Programs for Seniors

6.0 $17.95

Medicare Advantage and Medicare Part D

8.0 $23.95

Medicare Advantage Plans and Supplemental Benefits

2.0 $12.95

Medicare Appeals: Helping Your Clients Through the Process

3.0 $13.95

Medicare Coordination with Employer Health Plans

4.0 $13.95

Medicare Part D: Prescription Drug Coverage

4.0 $13.95

Medicare, Medicaid and Medicare Supplements

5.0 $14.95

Medigap Modernization: Today's Medicare Supplement Policies

4.0 $13.95

More About Medicare: Home Health, Skilled Nursing Facility, and Hospice Care Benefits

2.0 $12.95

Protecting Seniors: Ethical Practices in the Medicare Market

3.0 $13.95

Producer Practices HoursPrice

Cybersecurity: Protecting Your Clients and Your Practice

2.0 $12.95

Elder Financial Abuse

1.0 $12.95

Insurance Fraud

6.0 $17.95

Senior Needs & Retirement Planning HoursPrice

401(k) Plans

5.0 $14.95

Critical Decisions for Retirement Planning

5.0 $14.95

Deferred Income Annuities and QLACs

3.0 $13.95

Distribution Planning

13.0 $38.95

Elder Financial Abuse

1.0 $12.95

Final Expense Insurance

3.0 $13.95

How to Structure an Annuity Contract

4.0 $13.95

Individual Retirement Accounts

5.0 $14.95

Inherited IRAs and Beneficiary Designations

4.0 $13.95

IRA Rollovers

6.0 $17.95

Life Insurance Riders: Accelerated Death Benefits and Long-Term Care

2.0 $12.95

Pre-Need Planning

4.0 $13.95

Retirement Planning Strategies

11.0 $32.95

Section 1035 Exchanges

4.0 $13.95

Senior Needs Planning 2-Hr Ethics, 13-Hr L&H

15.0 $36.95

Social Security Disability Planning

3.0 $13.95

Social Security Strategies

5.0 $14.95

Using Annuities for Retirement Income

4.0 $13.95

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