Massachusetts Life and Health Insurance Licensing Exam Prep Courses

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Massachusetts Insurance Exam Prep & Licensing Requirements

Student Handbook

License Application

Exam Outline

Exam Registration

What are the Insurance Exam Prep education requirements for Massachusetts?

Massachusetts does not require licensing candidates to complete prelicensing education; however, it is recommended to complete an exam prep course before attempting to take your state’s licensing exam.

How to get an insurance license in Massachusetts

Meet the general eligibility criteria
- Be at least 18 years of age.
- Be a resident of Massachusetts.
- Not have committed any act that is a ground for denial, suspension, or revocation as set forth in section M.G.L.
Prepare for state licensing exam
- Use the WebCE Exam Prep courses to better prepare you to pass the state licensing exam.
Attention Motor Vehicle Damage Appraiser Candidates
Read First: To register for the Motor Vehicle Damage Appraiser (MVDA) examination, candidates must obtain an exam voucher from the Massachusetts Division of Insurance (MA DOI) before each exam attempt. Vouchers are issued per attempt, and registration cannot be completed without a valid voucher. Once received, candidates may schedule the exam through Pearson. To request a voucher, please contact the MA DOI using the information below at [email protected].

The [email protected] contact is reserved for Motor Vehicle Damage Appraiser (MVDA) inquiries only. For all other inquiries please use [email protected].
Register and pass state licensing exam
Important Notice: Effective July 22, Pearson will serve as the official provider. Scheduling through Pearson opens on July 6 for exam reservations beginning July 22. To register with the new provider, visit pearsonvue.com/ma/insurance or call 888-674-1558.
IMPORTANT: There will be a testing blackout period for all exams from July 17–21.

Apply for a License
- After passing your licensing exam, complete the insurance license application online at www.nipr.com.

What are the WebCE Massachusetts Insurance Exam Prep course requirements?

WebCE insurance exam prep courses follow the state exam content outlines. Students should read each lesson before proceeding to the next lesson.
WebCE suggests students pass the closed-book non-monitored Exam Prep Practice exam with a score of 70% or higher and then utilize Exam Tutor and Flash Tutor for further practice before your exam day.

What is the access period for WebCE Massachusetts Insurance Exam Prep courses?

90 days from the date of purchase. One additional extension for an additional 90 days can be purchased for $50.

How often does WebCE report Massachusetts Insurance Exam Prep course completions?

WebCE does not report exam prep course completions as the Massachusetts Division of Insurance does not require course completions to be reported.

Does WebCE supply a certificate of completion for Massachusetts Insurance Exam Prep courses?

Online PDF certificates of completion are available to print immediately after passing the WebCE course exam. Certificates are for personal records and is not required for the state exam.

What is the process to transfer an insurance license to Massachusetts?

New residents who were previously licensed in another state may be exempt from having to take the licensing examination when applying for a new resident producer license. To become a resident licensee without having to take an examination, the following requirements must be met:

Submit a completed resident application and the appropriate fees to them within 90 days of canceling the other state’s license that was in good standing.
Have evidence of good standing of the other state’s license at the time it was canceled, such as a Letter of Clearance dated within the previous 90 days, or electronic verification through the Producer Database (PDB).

Apply online

What is the process to obtain a non-resident insurance license in Massachusetts?

To become licensed as a nonresident insurance producer, an applicant must:

Be currently licensed as a resident and in good standing in his/her home state.
Not have committed any act that is a ground for denial, suspension or revocation set forth in section M.G.L.
Submit the NAIC’s Uniform application for Non-Resident Producers and pay the correct license processing fee, made payable to the Commonwealth of Massachusetts.

Apply online

Are there any Massachusetts insurance product specific training requirements?

Before selling, soliciting or negotiating the following products, insurance license holders are required to complete the training outlined below. These training hours can be used toward the total CE hours required to renew the license.

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. *Residents who satisfy the training requirements of another state that are similar to the Massachusetts law, will be deemed compliant for the Massachusetts requirement.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months, following the initial training requirement.

State Specific Training
Hours: 2
Frequency: For residents and non-residents who have completed an initial or/and ongoing NAIC LTC Training course in another state, they must take a 2-hour MassHealth Training course specific to Massachusetts.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood products.

Additional Information

Who to contact for additional questions

Massachusetts Division of Insurance, Producer Licensing

Phone: (617) 521-7794
Website: www.mass.gov
Mail: 1000 Washington St., Eighth Floor Boston, MA 02118-2218

Prometric

Phone: (800) 741- 9380
Website: www.prometric.com

This information is based on state laws and regulations and is subject to change. WebCE makes every effort to make sure this information is current and accurate, however, WebCE is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.

Last updated on 7/22/2026

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