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Rhode Island Insurance Exam Prep & Licensing Requirements

Student Handbook

License Application

Exam Outline

Exam Registration

What are the Insurance Exam Prep education requirements for Rhode Island?

Rhode Island does not require licensing candidates to complete prelicensing education; however, it is recommended to complete an exam prep course before attempting to take your state’s licensing exam.

How to get an insurance license in Rhode Island

Meet the general eligibility criteria
- Be at least 18 years of age
- Be a resident of, and actually residing in, the state of Rhode Island

Prepare for state licensing exam
- Use the WebCE Exam Prep courses to better prepare you to pass the state licensing exam.

Register and pass state licensing exam
- Make an exam reservation at www.pearsonvue.com/ri/insurance or by calling (800) 274-3739.
Before making an exam reservation applicants should thoroughly review the State of Rhode Island Licensing Candidate Handbook by clicking on the Student Handbook button above.

Apply for a License
- After passing your licensing exam, complete the insurance license application online at www.nipr.com

What are the WebCE Rhode Island Insurance Exam Prep course requirements?

WebCE insurance exam prep courses follow the state exam content outlines. Students should read each lesson before proceeding to the next lesson.
WebCE suggests students pass the closed-book non-monitored Exam Prep Practice exam with a score of 70% or higher and then utilize Exam Tutor and Flash Tutor for further practice before your exam day.

What is the access period for WebCE Rhode Island Insurance Exam Prep courses?

90 days from the date of purchase. One additional extension for an additional 90 days can be purchased for $50.

How often does WebCE report Rhode Island Insurance Exam Prep course completions?

WebCE does not report exam prep course completions as the Rhode Island Department of Business Regulation does not require course completions to be reported.

Does WebCE supply a certificate of completion for Rhode Island Insurance Exam Prep courses?

Online PDF certificates of completion are available to print immediately after passing the WebCE course exam. Certificates are for personal records and is not required for the state exam.

What is the process to transfer an insurance license to Rhode Island?

New residents who still hold an active license in their previous home state may not be required to take an examination as long as they meet the following requirements:

Licensed in a reciprocal state and applying for same lines of authority
Cancelled former home state license within 90 days of applying in Rhode Island
Provide a letter of clearance

Apply online

What is the process to obtain a non-resident insurance license in Rhode Island?

Nonresident license candidates may obtain a Rhode Island producer license, without having to take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

Apply online

Are there any Rhode Island insurance product specific training requirements?

Before selling, soliciting or negotiating the following products, insurance license holders are required to complete the training outlined below. These training hours can be used toward the total CE hours required to renew the license.

Annuity Best Interest Training

State required training for insurance producers that sell annuity products.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Rhode Island law will be deemed compliant with this requirement.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-month period, following the initial training requirement.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Rhode Island's law will be compliant with the requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

Initial Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Additional Information

Who to contact for additional questions

Rhode Island Department of Business Regulation

Phone: (401) 462-9500
Website: www.dbr.ri.gov
Mail: 1511 Pontiac Avenue Cranston, RI 02920

Pearson Vue

Phone: (800) 274-3739
Website: www.pearsonvue.com

This information is based on state laws and regulations and is subject to change. WebCE makes every effort to make sure this information is current and accurate, however, WebCE is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.

Last updated on 7/7/2026

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