WebCE provides state-approved Kentucky Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Kentucky insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single KY Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following KY license types:

Kentucky Insurance Continuing Education Requirements

Insurance Provider Number: S12712

Required Kentucky Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Adjusters

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Life Settlement Broker

24-hours of insurance CE, including 3-hours of life settlements, 3-hours of life insurance, and 3-hours of ethics are required every 2-year license term.

Kentucky Insurance Renewal

License Term

The license term is every 2 years bases on the last day of the producer’s birth month in odd or even-numbered years. Licensees born in an even-numbered year are required to complete their CE in even-numbered years. Licensees born in an odd-numbered year are required to complete their CE in odd-numbered years.

Kentucky Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.
Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. Residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement.

Additional Information

Long-Term Care Partnership Training

State required training for insurance producers that sell long-term care partnership products.
Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTCP products.
Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.
One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Additional Information

Kentucky Insurance Continuing Education Course Requirements

Course Presentation

Producers may complete the Kentucky CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

The student should read the course material prior to taking the final exam.

Category Restrictions

Producers must complete 3 hours in approved ethics courses. At least 6 of the 24 required CE hours must be completed in a line of authority held by the licensee, except adjusters who may take all courses in property and casualty.Excess ethics hours will go towards the optional hour requirement only.

Kentucky Insurance Continuing Education Exam Requirements

Exam Rules

The final exam is open-book. Students may refer to the course material as often as needed. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exam Proctor Requirements: Exams are open-book and do not require a monitor.

Passing Score

Self-Study Final Exam: 70%

Reporting and Kentucky Insurance Continuing Education Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in Kentucky. Certificates of completion will be available to print online immediately after the final exam is passed. The producer must keep a copy of each certificate of completion in his or her files for at least 5 years.

Reporting

Next-Day Reporting: WebCE reports course completions electronically to the Kentucky Department of Insurance once every business day.

Repetition and Carryover

Carryover Rules

A maximum of 12 excess CE hours may be carried forward to the next 2-year license term. Excess hours in ethics will carry forward as general credit.

Repetition Rules

Courses cannot be repeated more than once in a 2 year license term.

Non-Resident Kentucky Insurance Continuing Education Requirements

Annuity State-Specific Insurance Product Training

Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours.
Non-residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement.

Exemptions from Kentucky Insurance Continuing Education Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:
  • Producers who hold limited lines of authority under agent licenses
  • Producers who have not been licensed for a full year by the CE compliance date
  • Producers who hold nonresident licenses and have met the CE requirements of their home states
  • Producers who hold a license for the sole purpose of receiving renewals or deferred commissions and providing the office with a support affidavit
  • Non-resident adjusters who are licensed and in good standing in their resident state or designated home state. If the license terminates in their resident or designated home state their KY non-resident license will terminate and must be immediately surrendered.

Kentucky Insurance Contact Info

Kentucky Department of Insurance

Phone: 502-564-6004
Email: [email protected]
Website: www.insurance.ky.gov

Filing a Complaint with the Kentucky Commission on Proprietary Education

To file a complaint with the Kentucky Commission on Proprietary Education, each person filing must submit a completed "Form to File a Complaint" (PE-24) to the Kentucky Commission on Proprietary Education by mail to Capital Plaza Tower, Room 302, 500 Mero Street, Frankfort, Kentucky 40601. This form can be found on the website at www.kcpe.ky.gov.

Student Protection Fund

KRS 165A.450 requires each school licensed by the Kentucky Commission on Proprietary to contribute to a Student Protection Fund which will be used to pay off debt incurred due to the closing of a school, discontinuance of a program, loss of license, or loss of accreditation by a school or program. To file a claim against the Student Protection Fund, each person filing must submit a completed "Form for Claims Against the Student Protection Fund". This form can be found on the website at www.kcpe.ky.gov.

WebCE® provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.