WebCE provides state-approved Massachusetts Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Massachusetts insurance CE course pricing:
You may select 45 hours of courses for $45.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single MA Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following MA license types:

Massachusetts Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: S12712

Required Massachusetts Insurance Continuing Education Hours

Producers

60-hours of insurance CE, including 3-hours of ethics are required for the first 3 year license term following receipt of an insurance license. After the initial term, 45-hours of insurance CE, including 3-hours of ethics are required every 3-year license term.

Public Adjusters

15-hours of insurance CE are required every 3-year license term.

Massachusetts Insurance Renewal

License Term

Effective September 17, 2014: The CE compliance period is now based on the license renewal date, which is every 3 years based upon the licensee's date of birth.
The first renewal date will be less than three years following the date of original issuance of a license, as a license renews on birth date on a triennial basis.

Massachusetts Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. *Residents who satisfy the training requirements of another state that are similar to the Massachusetts law, will be deemed compliant for the Massachusetts requirement.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months, following the initial training requirement.

State Specific Training
Hours: 2
Frequency: For residents and non-residents who have completed an initial or/and ongoing NAIC LTC Training course in another state, they must take a 2-hour MassHealth Training course specific to Massachusetts.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood products.

Additional Information

Massachusetts Insurance Continuing Education Course Requirements

Course Presentation

Licensees may complete the Massachusetts CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

Students should read the course material prior to taking the final exam.

Category Restrictions

Producers must complete the equivalent of 3 classroom hours of instruction on the topic of ethics. WebCE courses listed as ethics are approved to meet this requirement. All other hours may be completed by taking courses approved in any line of authority. Public Adjusters may only take courses specifically approved for Public Adjusters.

Massachusetts Insurance Continuing Education Exam Requirements

Exam Rules

The final exam is closed book, and no outside information may be used to complete the exam. For online courses, once the exam is opened, access to the course material is restricted until the exam has been graded. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exam Proctor Requirements: Closed-book exams must be monitored by a disinterested 3rd party. A disinterested 3rd party is an individual with no family or financial relationship to the student therefore they shall not serve for examinations of: family members or relatives or dependents, employers or supervisors, employees or subordinates, partners or joint ventures or co-owners, or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Passing Score

Self-Study Final Exam: 70%

Reporting and Massachusetts Insurance Continuing Education Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion on Massachusetts. Certificates of completion will be available to print online immediately after the final exam is passed. Licensees must keep a copy of each certificate of completion in his or her files for 5 years

Reporting

Next-Day Reporting: WebCE reports course completions to Prometric every business day.

Repetition and Carryover

Carryover Rules

A maximum of 45 excess CE hours may be carried forward to the next 3-year license term. Excess ethics hours will be carried forward as general hours.

Repetition Rules

You cannot repeat the same course within 3 years from the original course completion date.

Non-Resident Massachusetts Insurance Continuing Education Requirements

Annuity State-Specific Insurance Product Training

Before selling, soliciting, or negotiating annuity products in Massachusetts, producers must complete a one-time annuity training course approved for at least 4 hours. *Non-Residents who satisfy the training requirements of another state that are similar to the Massachusetts law, will be deemed compliant for the Massachusetts requirement.

Long-Term Care State-Specific Insurance Product Training

  • Before selling, soliciting, or negotiating long-term care products in Massachusetts, producers must complete a one-time state approved training course of at least 8-hours.
  • After completing the initial 8-hour LTC training requirement, producers must complete a 4 hour follow-up training course every 24-months following the initial training.
  • For non-residents who have completed an initial or ongoing NAIC LTC Training course in another state, they must take a 2-hour MassHealth Training course specific to Massachusetts.

Non-resident Insurance CE Requirements

If the non-resident licensee's home state does not have a CE requirement, the nonresident licensee must then comply with Massachusetts CE requirements (see required continuing education hours above).

Exemptions from Massachusetts Insurance Continuing Education Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:
  • The licensee holds a viatical brokers/representative license.
  • The licensee holds a reinsurance intermediary brokers/managers license.
  • The licensee holds a surplus lines brokers license.
  • The licensee holds an advisors license.
  • The licensee is a nonresident licensee in a state with reciprocity with Massachusetts.
  • The licensee is on active military duty.
  • The licensee has been continuously licensed since April 4, 1983, and has not become licensed for a new line of authority since the original license issuance.
  • The licensee holds an auto club agents license.
  • The licensee holds one of the following limited lines authorities: travel, accident & baggage insurance, or credit insurance.

Massachusetts Insurance Contact Info

Massachusetts Division of Insurance

Prometric


WebCE® provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.