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Michigan Pre-License Insurance Exam Prep Requirements

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Satisfy Your Insurance Exam Prep Requirements with WebCE

WebCE is your one-stop-shop for all your professional education requirement needs. We provide education courses for multiple industries and professions. Whether you are studying to become a licensed professional, fulfilling your continuing education or just learning something new, WebCE can help with our affordable pricing and easy-to-use platform. Our goal is to make completing your education requirements as simple as possible. We have your course requirements listed below, as well as on the catalog page.

If you have any questions, feel free to call our support services as 877-488-9308. To view the course catalog, select your license type from the drop-down menu and select refresh.

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Michigan Insurance Exam Prep Requirements

Michigan Insurance Exam Prep Provider Number: 0484

What are the Insurance Exam Prep education requirements for Michigan?

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. The prelicensing course must consist of 20 hours per line of authority on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:
  • Life – 20 hours
  • Health and Accident – 20 hour
  • Property – 20 hours
  • Casualty – 20 hours
  • Personal Lines – 20 hours

How to get an insurance license in Michigan

  1. Meet the general eligibility criteria
    • Be at least 18 years of age.
    • Be a resident of Michigan.

  2. Complete required prelicensing education
    • Prepare for the Michigan State Exam by completing a pre-licensing course of study.
    • To satisfy the requirements for your course, you will need to pass a monitored Exam Prep Course Certification Exam with a 70% or greater.
    • After passing the WebCE Exam Prep Course Certification Exam you will receive a Certificate of Completion and your education will be reported to the state insurance department. Certificates of completion are valid for one year from the date of completion; you will need to take and pass your state exam within this timeframe.

  3. Register and pass state licensing exam
    • Make an exam reservation at
    • Bring two forms of current signature identification (a valid driver’s license, non-driver ID, passport, military ID, or employee ID card, credit card).
    Before making an exam reservation applicants should thoroughly review the State of Michigan Licensing Candidate Handbook. The Candidate Handbook and additional licensing information can be accessed by clicking on the Student Handbook button above.

  4. Apply for a License
    • After passing the exam, apply for your license by completing an application at

What are the WebCE Michigan Insurance Exam Prep course requirements?

  • Per Michigan PLE requirements, applicants are required to complete all of the lessons in the pre-license education course sequentially before they can be issued a certificate of completion.
  • Students must pass the closed-book non-monitored Exam Prep Course Certification exam with a score of 70% or higher.
  • If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
  • WebCE suggest to then utilize Exam Tutor and Flash Tutor for further practice before your exam day.
NOTE: The state insurance license exam, administered by PSI, has higher minimum passing grades, as follows:
  • Accident & Health Producer exam - 76%
  • Life Producer exam - 72%
  • Life, Accident & Health Producer exam - 75%
  • Property & Casualty Producer exam - 74%
  • Property producer exam - 75%
  • Casualty producer exam - 74%

What is the access period for WebCE Michigan Insurance Exam Prep courses?

90 days from the date of purchase. One additional extension for an additional 90 days can be purchased for $50.

How often does WebCE report Michigan Insurance Exam Prep course completions?

Every business day to the Michigan Department of Insurance and Financial Services (DIFS).

Does WebCE supply a certificate of completion for Michigan Insurance Exam Prep courses?

Online PDF certificates of completion are available to print immediately upon completion of the pre-license course. Pre-licensing course certificates are valid for one year from date of completion.

What is the process to transfer an insurance license to Michigan?

New residents who still hold an active license in their previous home state will not be required to complete pre-license education or take the license examination as long as:
  • The application is received within 90 days of their former home state license being surrendered.
  • The license being applied for is the same line of authority as in the previous.
  • If the prior home state license was surrendered more than 90 days ago, but less than 12 months ago, the applicant can obtain a license without pre-licensing but must take the licensing examination.
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What is the process to obtain a non-resident insurance license in Michigan?

Nonresident license candidates may obtain a Michigan agent license, without having to complete the pre-license education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

Apply Online

Are there any Michigan insurance product specific training requirements?

Who to contact for additional questions

Michigan Department of Insurance and Financial Services (DIFS)

  • Phone: (517)-284-8800
  • Website:
  • Mail: 530 West Allegan, 7th Floor Lansing, MI 48933


This information is based on state laws and regulations and is subject to change. WebCE makes every effort to make sure this information is current and accurate, however, WebCE is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.
Last updated on 5/6/2024