WebCE provides state-approved South Dakota Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

South Dakota insurance CE course pricing:
You may select 20 hours of courses for $44.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single SD Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following SD license types:

South Dakota Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 743

Required South Dakota Insurance Continuing Education Hours

Producers

10-hours of insurance CE are required every 2-year license term.

Combined Life & Health AND Property & Casualty Producers

20-hours of insurance CE are required every 2-year license term.

Crop Producers

4-hours of insurance CE are required every 2-year license term.

Combination Crop/Life & Health AND Crop/Property & Casualty Producers

20-hours of insurance CE are required every 2-year license term.

Combination Crop/Life & Health OR Crop/Property & Casualty Producers

10-hours of insurance CE are required every 2-year license term.

Farm Mutual Producers; Personal Lines Producers

10-hours of insurance CE are required every 2-year license term.

South Dakota Insurance Renewal

License Term

The license term is 2 years, expiring on the last day of the producer’s birth month.

South Dakota Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. *Residents who satisfy the training requirements of another state that are similar to the South Dakota law will be deemed compliant for the South Dakota requirement.

Additional Information

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: State-approved training must be completed by July 1st in even years, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be completed to sell flood insurance products.

Additional Information

South Dakota Insurance Continuing Education Course Requirements

Course Presentation

Online and paper self-study

Study Requirements

Self-Study Requirements: Students should read the course material prior to taking the final exam.

Category Restrictions

  • General credit hours may be applied to either life/health or property/casualty credits but not crop/hail.
  • Life/Health AND Property/Casualty = 20 CE credits; CE credits should be EITHER:
    • 10 L/H CE credits and 10 P/C CE credits or
    • a minimum of 8 CE credits in each license held. (additional CE hours needed should be in L/H or P/C)
  • Crop/Hail AND Life/Health = 10 CE credits (2 Crop/Hail CE credits and 8 L/H CE credits)
  • Crop/Hail AND Property/Casualty = 10 CE credits (2 Crop/Hail CE credits and 8 P/C CE credits)
  • Crop/Hail, Life/Health AND Property Casualty = 20 CE credits. In the case of a multi-line license the maximum crop/hail CE is 2 hours. This could be taken as:
    • 2 CE credits in Crop/Hail, 10 CE credits in Life/Health, and 8 CE credits in Property/Casualty, OR
    • 2 CE credits in Crop/Hail, 12 CE credits in Life/Health, and 6 CE credits in Property/Casualty, OR
    • 2 CE credits in Crop/Hail, 8 CE credits in Life/Health, and 10 CE credits in Property/Casualty
  • A producer may not receive more than one-half of the required CE hours during any 2-year period from courses sponsored by any one insurance company.

South Dakota Insurance Continuing Education Exam Requirements

Exam Rules

The final exam is open-book. Students may refer to the course material as often as needed. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exam Proctor Requirements: Exams are open-book and do not require a monitor.

Passing Score

Self-Study Final Exam: 70%

Reporting and South Dakota Insurance Continuing Education Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in South Dakota. Certificates of completion will be available to print online immediately after a final exam is passed. Producers must keep a copy of each certificate of completion in his or her file for a minimum of 2 years.

Reporting

Instant Reporting: Insurance CE credits are immediately reported to Sircon upon completion of courses.

Repetition and Carryover

Carryover Rules

No excess hours may be carried over into a new license term. All courses must be completed in the period for which they will be reported.

Repetition Rules

Courses cannot be repeated more than once in a 2 year license term.

Non-Resident South Dakota Insurance Continuing Education Requirements

Annuity State-Specific Insurance Product Training

Before selling, soliciting, or negotiating annuity products in South Dakota, producers must complete a one-time annuity training course approved for at least 4 hours.*The satisfaction of training requirements of another state that are substantially similar to the South Dakota law will be deemed compliant for the South Dakota requirement.

Long-Term Care State-Specific Insurance Product Training

  • Before selling LTC insurance products in South Dakota, producers must complete an initial 8-hour, state-approved LTC training course.
  • After completing the initial 8-hour training requirement, producers continuing to sell LTC must complete 4 hours of state-approved LTC training by July 1st in even years.
  • If a producer has taken the initial 8-hour long-term care partnership course for another state, they must complete a state-approved Medicaid training course before selling LTC insurance products in South Dakota.
  • If a producer has taken the ongoing 4-hour long-term care partnership course for another state, they must complete a state-approved Medicaid training course by July 1st in even years.

Non-resident Insurance CE Requirements

Non-resident producers have special training or education requirements as described above.

Exemptions from South Dakota Insurance Continuing Education Requirements

Insurance CE Exemptions

The following are exempt from South Dakota's CE requirements:
  • A producer holding a limited license to sell only credit life and credit health insurance.
  • A producer outside the United States or its territories.
  • A producer who is a resident attorney licensed to practice law in South Dakota.
  • A producer who is a transportation ticket producer of common carriers holding a limited license to sell only travel accident and baggage insurance.
  • A producer who is an employee of a trade association holding a limited license to sell only surety bonds to its association members.
  • A producer who is licensed to sell only bail bonds.
  • Individuals who have reached the age of 65 prior July 1, 2006 and have been licensed in South Dakota for at least 10 years as of July 1, 2006.
  • Licensees over age 65, if they have been licensed in South Dakota for at least 10 years and do not sell, solicit, or negotiate insurance.
Limited lines producers are exempt from CE requirements (examples include limited lines credit insurance, travel accident insurance, and rental car insurance producers).
Producers must notify the South Dakota Division of Insurance in writing if he/she falls under one of the exemption categories.

South Dakota Insurance Contact Info

South Dakota Division of Insurance

Sircon


WebCE® provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.