California Insurance Exam Prep

• California Ethics and Code – 12 hours
• Life – 20 hours
• Health and Accident – 20 hour
• Life, Health, and Accident – 40 hours
• Property – 20 hours
• Casualty – 20 hours
• Property and Casualty – 40 hours
• Personal Lines – 20 hours
• Limited Lines Automobile – 20 hours

1. Meet the general eligibility criteria
   • Be at least 18 years of age
   • Must be a US citizen or have a current work authorization.
   • Reside or maintain a principal place of residence in California.
2. Complete required prelicensing education
   • Effective January 1st, 2026, Applicants are only required to complete 12 hours of Ethics and California Insurance Code education.
   • Please Note: Prelicense education providers are required to record the actual time the applicant spends in the course and not allow access to the certificate of completion until the applicant's time equals the number of required hours for the LOA.
3. Register and pass state licensing exam
   • Make an exam reservation at www.psi.com or by calling 800 211 2754. Before making an exam reservation applicants should thoroughly review the State of California Licensing Candidate Handbook. The Candidate Handbook and additional licensing information can be accessed by clicking on the Student Handbook button above.
   • Bring a current form of identification (a valid driver’s license, non-driver ID, passport, military ID, or employee ID card).
4. Apply for a License
   • After successfully completing the required examination, applicants must complete an Online application through Sircon or through NIPR.
5. Submit fingerprints
   • After submitting a license application, California resident applicants can schedule a Live Scan fingerprinting appointment through CLS’s online registration system, accessible via the fingerprint link on the Departments Website. Once registered, applicants can choose an appointment time for CLS to capture and submit their fingerprints to both the DOJ and the FBI.
   • After submitting your license application, visit the Department's website for additional information and fingerprinting process.
   • California Insurance requires all licensees and applicants to report, in writing, any changes in background information to the California Department of Insurance (Department) within 30 days of the date the licensee or applicant learns of the change in background information. For more information, including a description of what constitutes a change in background, please visit www.insurance.ca.gov/background-change.

• Per California PLE requirements, applicants are required to complete all of the lessons and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking an open-book final exam.
  Please Note: Prelicense education providers are required to record the actual time the applicant spends in the course and not allow access to the certificate of completion until the applicant's time equals the number of required hours for the LOA.
• WebCE recommends for the students to pass the open-book final exam with a score of 70% or higher, however passing the open-book final exam with 70% is not required.
• WebCE suggest to then utilize Exam Tutor and Flash Tutor for further practice before your exam day.

• Licensed agents who move to California, and are in good standing with their former home state, are exempt from the license examination requirement when applying for a new resident agent or broker license. To qualify for the waiver, the agent or broker must currently hold an active non-resident license in California.
• Agents and brokers currently licensed as non-residents who move to California must still complete the 12-hour Ethics and California Insurance Code PreLicense education course before the license can be issued.
• The agent must apply for the resident license within 90 days of canceling the license in their previous home state.

Non-resident license candidates may obtain a California agent license, without having to complete the Prelicense education requirement or take a license examination, as long as they currently hold an active resident license of a similar type and are in good standing in their home state.

• Apply for an Insurance License Online - Go to the Sircon.com - Individual Insurance Application for both resident and nonresident applicants to apply for an insurance license online.
• Fingerprinting Process: Please visit https://www.insurance.ca.govFingerprint-Instructions for non-resident fingerprint instructions and fees.