Because working as an adjuster may requiring traveling to the impacted areas, licensing in several states may be required. Adjusters who live in a state not requiring adjuster licensure can receive a non-resident license by claiming a designated home state or through reciprocity. Florida and Texas allow licensees to claim either state as their designated home state. This means out-of-state adjusters can apply for a resident license in Florida or Texas. Once the state of Texas or Florida issues your adjuster license, you can apply for licenses in more than 30 other states offering a reciprocal license or accepting Texas and Florida as designated home states. You can view the DHS and reciprocity information below and check with the appropriate department of insurance for the respective state(s) you intend to be licensed to confirm application requirements.
The following states accept Texas and Florida Designated Home State Licenses (licensee does not reside in either TX or FL and has designated either TX or FL as their "Designated Home State").
The following states do not have an adjuster licensing requirement. Residents of these states who want a claims adjuster license may use Texas or Florida as a designated home state.
Adjusters with licenses from these states or territories cannot receive a reciprocal license in any other state. In states that license adjusters, licensees from these states and territories will need to complete another state's required education and licensing exam in order to be licensed in that state.
Non-resident licensing fees, procedures, and reciprocity rules are subject to change at any time. Please check with the Department of Insurance for the respective state(s) for which you intend to be licensed in order to confirm current application requirements and individual state information.