Most states follow a two-tiered CE requirement for producers selling long-term care insurance:
Initial Training:
✅ 8-hour course covering LTC fundamentals, partnership programs, and suitability standards.
Ongoing Training:
✅ 4-hour refresher course every 24 months to stay current with laws, products, and ethical practices.
These requirements are based on the NAIC Long-Term Care Insurance Model Regulation, and are enforced by state departments of insurance. Agents must complete these courses before soliciting or selling LTC policies.