Texas Insurance Continuing Education

Producers & Adjusters

24 CE hours total; including:

• Ethics: 3 CE hours
• Classroom or Classroom Equivalent: Minimum 12 CE hours

Limited Lines

10 CE hours total, including:

• Ethics: 3 CE hours
• Classroom or Classroom Equivalent: Minimum 5 CE hours

Licensees may take courses in any line of authority.

The licensee's birthday, every 2 years.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Texas law will be deemed compliant with this requirement.

Ongoing Training
Hours: 8
Frequency: Ongoing training must be completed every 2-year license term following the initial 4-hour training completion.

Residents and non-residents who have satisfied the annuity best interest training requirements of another state that are similar to Texas' law will be deemed compliant for Texas' annuity best interest training requirement. Non-residents are exempt from the ongoing annuity training requirement.

Annuity Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Residents & non-residents who satisfy the training requirements of another state that are similar to Texas' law will be deemed compliant for Texas' requirement.

LTC Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling Medicare products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Medicare Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

Excess credit hours may not be carried forward to the next 2-year license term.

1. Electronic renewals will be available 90 days prior to the expiration date
2. Continuing Education requirements must be met prior to submission of a renewal application. There’s a $50 fine for every hour not completed on time, up to a maximum of $500 per license. Licensees won't be able to renew license until your continuing education is complete, and/or paid any fines.
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study or online classroom equivalent courses.
• Students may not take the same course in both self study and classroom equivalent presentations within a license term.
• IMPORTANT NOTICE: The Texas Department of Insurance requires all online continuing education courses not allow access to the final exam until the student's time in the course equals the number of approved credit hours for the course.
• Self-Study Course Presentation:
  • Students must read through the course material for each course before attempting a final exam.
  • Self-study exams are open-book and do not require a monitor.
  • Self-study final exam passing score: 70%
• Classroom Equivalent Courses:
  • Students must take and pass a series of interactive quizzes throughout the course with a minimum score of 70 percent for each interactive quiz.
  • Classroom equivalent courses do not have final exams.
• If the final exam or interactive quizzes are not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Immediately upon course completion to Sircon.

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees are required to maintain the original certificates of completion in their files for a minimum of 4 years from the date of completion.

Non-residents are exempt if in good standing in resident state.

The following may be exempt from Texas CE requirements:

• Individuals who have been licensed in Texas continuously for 20 or more years with no gaps in licensure longer than 90 days may apply for an exemption
• Extensions or exemptions for good cause may be granted by the Education Coordinator
• Exemptions must be requested in writing
• A producer may be exempt for other CE but is not exempt from the Certification course nor the associated CE for the programs they may be performing in the acts of an agent (Small Employer, LTCP, Medicare-related Products).